Q Invest

Did you know...
Recent industry research shows financial planning advice can cost between $1,500 - $10,000.^

David Alexander
QSuper member since 2004

QSuper understands how important financial advice can be when planning your future, which is why the QSuper Board facilitates access by members to affordable personal financial advice from Q Invest.*

Subsidised financial advice

Q Invest specialises in helping people who are employed in the public sector, and advice about your QSuper benefit is subsidised by QSuper. As a result, you only pay a small part of the total cost – this is referred to as a member co-payment. Depending on the type of advice provided by Q Invest, the member co-payment can be deducted directly from your QSuper Accumulation or Allocated Pension account.

Options for QSuper members

Specific advice Cost: $55 including GST	Comprehensive advice Cost: $275 including GST
Convenient, over the phone advice from qualified financial advisers about your QSuper benefit, including specific topics such as: salary sacrificing your super Commonwealth Government co-contribution voluntary and spouse contributions investment choice transition to retirement (non complex) withdrawals from super	Consider all the options about your QSuper benefit by packaging the specific advice above with other advice options, including: retirement planning pensions and income streams QSuper death, total and permanent disability insurance, and income protection.

Specific advice
Cost: $55 including GST

Comprehensive advice
Cost: $275 including GST

Convenient, over the phone advice from qualified financial advisers about your QSuper benefit, including specific topics such as:

salary sacrificing your super
Commonwealth Government co-contribution
voluntary and spouse contributions
investment choice
transition to retirement (non complex)
withdrawals from super

Consider all the options about your QSuper benefit by packaging the specific advice above with other advice options, including:

retirement planning
pensions and income streams
QSuper death, total and permanent disability insurance, and income protection.

Other advice

Q Invest can also provide personal advice about a range of issues other than your QSuper benefits. This service is not subsidised by QSuper and an additional fee applies. Visit Q Invest's website for more information.

Q Invest – financial advice when you want it.
Call 1800 643 893 to make an appointment today.

*Q Invest Limited ABN 35 063 511 580 (Q Invest) AFS licence 238274. Q Invest is jointly owned by the QSuper Board of Trustees and QIC. QSuper does not accept responsibility for the financial advice or services provided by Q Invest, which is a separate legal entity.
^Source: Rice Warner Actuaries Pty Ltd, Value of Advice report for the Financial Planning Association, February 2008.

PHONE
1800 643 893

WEBSITE
www.qinvest.com.au

OFFICES
- Brisbane CBD
- Chermside
- Townsville
- Toowoomba
- Bundaberg
- Gold Coast (Robina)
- Sunshine Coast (Mooloolaba)
- Rockhampton

REGIONAL VISITS
Q Invest advisers travel
throughout Queensland.
Call for more details.