Skip Navigation LinksHome > Forms and tools > Calculators > Budget planner

Budget planner

Budget planner

Where does your income go?

If you can measure it, it's easier to manage it. This calculator will help you create a plan to keep your finances under control. You can use the Budget planner as an individual or a household. You can use it to check your finances now, or to estimate your budget in retirement.

However you use it, be realistic. Try to estimate all your income and expenses and ensure the 'period' field is correct for each one. You can print your result to track how you are going or come back and redo it at any time!

Notes:

This calculator assumes 52 weeks, 26 fortnights, 12 months or 4 quarters in each year to convert all your income and expenses to annual amounts. It will then calculate your surplus income (for you to choose how to spend or invest) or show how much more you are spending than earning.

This calculator does not replace personal financial advice and you should seek specific professional advice, prior to acting on any information. QSuper also recommends you read our disclaimer.