Did you know...
Your retirement benefit will be fully accessible once you retire after your preservation age.

Evelyn Nelson
QSuper member since 1989

You've spent a long time building up your super nest egg. How can you access it in your retirement?

When can I access my super?

Your retirement benefit will be fully accessible once you retire after your preservation age.

What is my preservation age?

The date at which your super is fully accessible is known as your preservation age.

What can I do with my benefit once I am eligible to access it?

Once you retire and reach your preservation age, you can either:

• take the benefit in cash
• leave it in a QSuper Accumulation account, where it will continue to grow with investment returns
• open a QSuper Allocated Pension account.

You can also roll over your retirement benefit to another complying fund.

Over your preservation age and wanting to ease into retirement?

Employees over 55, who have not yet retired, can access their super while they are still working. Find out more about transition to retirement.

Please note: State and Police accounts - With a State or Police account your retirement benefit is made up of two parts. The first, an amount calculated as a multiple based on the number of years of service, is paid as a lump sum, pension, or combination of both. If you opt for a pension, a further benefit may be payable when you die. The second part, the benefit from your Accumulation account, is paid as a lump sum.