This option is generally suited to investors who

• have an investment timeframe of three to five years
• want some exposure to growth assets with potential for moderate returns
• are prepared to sacrifice the potential for higher returns in exchange for short to medium-term stability.

Investment objective

To achieve an average return over rolling three-year periods of CPI + 3.0% p.a., after fees and tax.

Asset allocation

The pie chart above shows the target asset allocation, however QIC, our investment manager, has the flexibility to invest within the ranges detailed.²

Risk

Negative return expected one year in every 25 years.

 

1. It's important to be aware past performance should not be taken as an indication of future performance.
Crediting rates differ from net returns due to a slight delay in unit prices reflecting the value of the underlying assets. Crediting rates are the returns that are applied daily to members' accounts. The crediting rates quoted for a given period apply to members who have remained in the option/s for the entire period and made no transactions.

2. Asset allocations effective from 1 July 2008. Transitional arrangements will apply to the Fixed interest allocation for the Cash Plus option (2.5%-12.5%).

3. As at 30 June 2008.

4. This is the estimated fee for the 2008/2009 financial year.

Historical performance

More investment performance and unit prices

Fee