Investment objective
To capture the return of a broadly diversified portfolio of international shares, after fees and tax.
Asset allocation
When investing in shares, you are actually buying a part of the companies held within the portfolio. Just as the listed companies' share prices are revalued on a daily basis, the QSuper return will be adjusted to reflect any change to their value. Any imputation credits or any share dividends received are also taken into account before returns for the QSuper options are declared each day. Volatility expected in this asset class is higher than in defensive assets like cash and fixed interest.
Risk
Negative return expected one year in every three years.

Historical performance
| Crediting rates1 |
Accumulation |
Allocated Pension |
| 2007/2008 |
-12.86% |
-14.63% |
| 2006/2007 |
21.55% |
24.97% |
| 2005/2006 |
11.47% |
13.22% |
| 2004/2005 2 |
4.27% |
4.95% |
| 2003/2004 |
n/a |
n/a |
| 3 yr average 3 |
5.69% |
6.50% |
| 5 yr average 3 |
n/a |
n/a |
More investment performance and unit prices
Fee
| Administration and investment management cost (MER) |
0.42% p.a.4 |